“The first step towards getting somewhere is to decide you are not going to stay where you are.” -J.P. Morgan


Established in 2006, Becky Nelson New Beginnings exists to remove obstacles that stand in between individuals and their goals of increased self sufficiency. BNNB is especially interested in helping those people who have faced adversity and come out on the other side, ready to empower themselves toward self sufficiency and, ultimately, advocacy in the community. These people have the drive and ability to move forward in life, but face barriers that impede their progress (lack of education, business startup seed money, or technology, for example). By providing zero interest loans, mentoring, and access to a variety of community resources, the BNNB program enables goal-driven individuals advancement into their next phase of life—their new beginning.

Parable of the Talents

The model of the Becky Nelson New Beginnings mission is based on the Parable of the Talents (Matthew 25: 14-30), which illustrates the value of investing talents to create abundance. The BNNB program is designed to make the best use of what every involved individual and entity has to offer:

  • Partners are organizations that refer new Candidates into the BNNB program. Not only are Community Partners integral to the BNNB mission, but they also strengthen the entire community by further empowering their own clients through the BNNB program. Some of BNNB Partners include  Charlotte Family Housing, Community Culinary School of Charlotte, Community Link, Changed Choices, Charlotte Rescue Mission, and  YWCA Women in Transition.
  • Loan Recipients are those individuals who receive acceptance in the BNNB program, and thus a zero interest loan and mentoring for goal attainment. Loan Recipients invest their own talents in three ways: proactively engaging in a BNNB mentoring relationship, making timely payments in accordance with the “pay it forward” philosophy BNNB is centered on, and applying their energies toward the accomplishment of their goals.
  • Advocates are Loan Recipients who have successfully completed (or “graduated” from) the BNNB program. These individuals serve as community stewards for the BNNB program, provide support and mentoring to new BNNB Candidates when appropriate, share their success stories through various media outlets, and help advance the BNNB mission by investing their talents back into the program (via ongoing personal and professional relationships with the BNNB board).

Pay it Forward

The BNNB mission philosophy is that of paying it forward. “Pay it forward” is a concept that embodies the practice of making use of what’s given to you and then passing it on to someone else in need. Loan Recipients who repay their loans are not giving money back to BNNB. They are actually investing that money into the forward advancement of new BNNB loan candiates.